# Appraiser Independence (AIR) Statement

TPG Mortgage, LLC dba Dream Path Mortgage · Company NMLS 2371226

## Facts only

The UAD 3.6 Realtor Tool and any Appraiser Information Packet it generates collect and organize **factual** property information from listings, seller disclosures, and realtor responses (for example: component ages, utilities, HOA, solar ownership, known repairs).

## Not an appraisal

Nothing in this tool is an appraisal, appraisal review, or opinion of value. Cost of improvements does not equal market contribution.

## No value influence

TPG Mortgage, LLC dba Dream Path Mortgage and users of this tool must not influence appraisers’ opinions of value, condition or quality ratings, or comparable selection, consistent with Appraiser Independence Requirements (AIR) and applicable law.

## How information is shared

Factual packets may be shared with the assigned appraiser **via the lender’s appraisal management company (AMC) or other delivery channel required by TPG Mortgage, LLC dba Dream Path Mortgage policy**. Direct pressure on the appraiser regarding value is prohibited.

## Equal Housing Opportunity

TPG Mortgage, LLC dba Dream Path Mortgage is an Equal Housing Opportunity lender.